Dicker and contract will loan cash on many such a thing you’ve got that is valuable: precious precious jewelry, tools, electronic devices, and far, even more. We provide 15 and thirty day immediate cash loans on the valuables, maybe not your credit. No credit checks! Other lending organizations check your credit rating – we usually do not. We provide money instantly on the things. No effect to your credit history!


Receiving a Merchandise Loan is fast, simple, and completely private. Merely generate your merchandise for the assessment, and go out with money into your hand! All product is firmly packed, labeled and saved, you will get back exactly what you gave us so you can be assured. It is so easy. We value your premises and just take excellent care from it. Certified by the continuing state of Michigan and completely insured, we present reassurance. Family operated and owned, Dicker & contract happens to be serving the Greater Lansing area since 1973. We pride ourselves on building trusting, long-lasting relationships with your clients. We appreciate your organization.

With Western Union cash transfers, delivering or money that is receiving easier and much more convenient than ever before. Forward cash 24/7 to relatives and buddies. You can spend your car, charge card, and mortgages also. Wire transfer could be submitted moments or by next service day. Clients also can select up cash delivered to them via Western Union at our store. a federal federal federal government issued picture ID is all that is required.

Dicker and contract provides notary solutions for much of your papers. A Government released ID is necessary.

Western Union Prepaid Debit Cards

Handling your cash now is easier than in the past by having a Western Union В® reloadable prepaid MasterCard В® .

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Western Union В® MoneyWise в„ў Prepaid MasterCard

Western Union В® Gold Card Prepaid MasterCard

Enjoy benefits including:

  • No maintenance that is monthly.
  • No purchase deal charges.
  • No overdraft or late payment charges.
  • No bank account or credit check needed.
  • Liberated to trigger your card on line.
  • COMPLIMENTARY payroll deposit that is direct.
  • Get a Western Union cash Transfer В® deal on your card.
  • Include money at over 46,000 participating Agent areas.
  • Protected by MasterCard’s Zero Liability Policy.
  • Utilize anywhere Debit MasterCard is accepted, including on line and at ATMs.


  • Month-to-month Repair Fee – COMPLIMENTARY
  • Signature Purchase Transaction Fee – COMPLIMENTARY
  • PIN Buy Transaction Fee – COMPLIMENTARY
  • Payroll Direct Deposit – COMPLIMENTARY
  • Automatic Phone Customer Care – COMPLIMENTARY
  • On The Web Electronic Statements – COMPLIMENTARY
  • SMS and Email Notifications (Standard message and information prices may apply) – COMPLIMENTARY
  • Overdraft Fee – FREE
  • Bank to Card Transfer Fee – $1.00
  • ATM Withdrawal Fee (plus applications ATM operator costs) – $1.95
  • Agent Location Money Load Fee – $4.95
  • Inactivity Fee (monthly charge beginning in thirty days 13 of inactivity) – $2.50
  • ATM Balance Inquiry/Decline Fee – $0.45

Extra cost could consist of Re-issue card cost of $5, Bank to card transfer cost of $1 and a paper declaration charge of $3, and money gains and costs.

  • Manage your account online or higher the telephone.
  • SMS texts and e-mail alerts to trace your balance.
  • Earn benefits on every Western that is qualifying Union transaction — even if you load cash to your card.
  • Save time with no types to fill in.

Loans are a fast and simple method to borrow cash with out a credit check or hassle. Loans derive from the worthiness of one’s collateral, perhaps perhaps not your credit rating or spend schedule. a term amount of 15 or thirty day period. If you fail to spend your loan back in complete, you can expect extensions to provide you with additional time. You may additionally elect to surrender your security as re re payment in complete.

If you’re not able to spend your loan back in complete its due date, you could get a renewal/ expansion. Which means you spend the re-purchase choice charge on the loan in complete in addition to brand brand new deadline is set. The loan that is principal continues to be the exact exact same, as does the re-purchase choice fee. You may expand the size of your loan as much times while you desire.

The majority of our clients repay their pawn loans and select their items up. If a person chooses not to ever repay the mortgage, the security items are forfeited and generally are accepted as repayment in complete. Some clients though decide to offer their items that are unwanted than get that loan.

Loan amount will be based upon the present value of your item. Item’s condition, market value and our power to resell the product all are likely involved in determining the purchase price. Our very trained associates uses all extensive research tools at hand to gauge item’s value and obtain you the money you’ll need or perhaps probably the most they can.

All items are tested by us for his or her performance. General product is aesthetically examined after which tested by plugging it in and turning it in. Add-ons such as for example remote settings and initial cables all enhance the worth of a product. Gold & Diamonds are tested utilizing precious jewelry loupe and electronic testers noting the cut/color/clarity/carat (the 4 C’s). Products in good condition frequently have appraised at greater value. We shall additionally buy any broken silver precious jewelry.

The buying price of commodity is dependent on economy values. Rates can fluctuate significantly as a result of economy that is unstable market conditions.

Yes. It’s possible to have unlimited amount of loans with Dicker & contract in the exact same time.

Unfortuitously we can not offer accurate quotes over the phone. Loans are greatly on the basis of the condition of a product which can be extremely hard to ascertain over the telephone. The product needs to be examined by certainly one of our associates.

Yes. Every aspect about any deal are secure and confidential. Dicker & contract will not share any gathered information with any parties that are private.

Loan criteria derive from market value for pre-owned product. The mortgage quantity we could supply is dependent on our ability to resell the item as time goes on in case it is forfeited. Pre-owned products offer for a lot less than brand new items therefore they truly are well well worth less as security. During the time that is same are priced appropriately if become available for purchase in our store. Our clients benefit from the capability of having the ability to trade undesired products for another thing they want.

It really is our responsibility to help keep all things safe as well as in a safe area while in loan. Additionally, it is our responsibility to help keep them in good shape. All accessories brought utilizing the product are held together in protected area, and you will be came back if the loan is compensated in complete. Our loan stock is related utilizing the up to date computer system which allows us to trace all things at any time.

Yes, but you have to supply the title of this individual to at least one of our associates in individual in the place of within the phone.

Anybody but may spend on the loan in your stead as numerous times as required.

Yes. We have been susceptible to State that is many and regional rules. State and local authorities strictly regulate all aspects related to loan deals.

It doesn’t matter what the thing is that on television plus in the films, second-hand shops & pawnshops will be the worst spot to eliminate taken product, and crooks learn about that. All things acquired by Dicker & contract are prepared via A internet-based crime-fighting tool called company Watch Global, where information about all loans and offered items is provided with authorities divisions nationwide. All products take place for two weeks before cleared by regional authorities and just then are offered for sale. Each client is needed to provide a valid federal government issued I.D. and get fingerprinted during the time of company.